Here is detailed guide to file income tax return (ITR) online - 2025 Guide
Filing your Income Tax Return (ITR) is not just a legal obligationโit also offers multiple advantages, like quicker loan approvals, smoother visa processing, and a clear financial record. Whether you are planning to file ITR for the first time or want to ensure accuracy this year, this guide will help you complete your IT return confidently.
- ๐๐จ๐ฅ๐ฅ๐๐๐ญ ๐๐ฅ๐ฅ ๐๐จ๐ฎ๐ซ ๐๐จ๐๐ฎ๐ฆ๐๐ง๐ญ๐ฌ ๐๐๐๐จ๐ซ๐ ๐๐จ๐ฎ ๐๐ญ๐๐ซ๐ญ
- Form 16 โ Provided by your employer; contains details of your salary and tax deducted at source (TDS).
- Form 26AS, AIS & TIS โ Download these from the Income Tax Portal . They reflect TDS, advance tax, and other tax credits available to you.
- Bank interest certificates โ These show interest earned from savings accounts, fixed deposits, etc.
- ITR Investment proofs โ Keep documents ready for deductions under 80C (e.g., LIC premiums, PPF, ELSS), 80D (medical insurance), etc.
- Capital gains statements โ If youโve sold stocks, mutual funds, or property, collect reports showing your gains or losses.
- ๐๐ก๐จ๐จ๐ฌ๐ ๐๐ก๐ ๐๐ข๐ ๐ก๐ญ ๐๐ง๐๐จ๐ฆ๐ ๐๐๐ฑ ๐๐๐ญ๐ฎ๐ซ๐ง ๐๐๐ ๐ ๐จ๐ซ๐ฆ
- ITR-1 (Sahaj) โ For salaried individuals or pensioners with total income up to โน50 lakh and no capital gains.
- ITR-2 โ For those with capital gains, multiple house properties, or foreign income.
- ITR-3 โ For individuals earning from business or profession.
- ITR-4 (Sugam)ย โย Best suited for resident individuals, HUFs, and firms (excluding LLPs) whose total income is up to โน50 lakh and who opt for presumptive taxation under Sections 44AD, 44ADA, or 44AE. This form now permits reporting LTCG under Section 112A up to โน1.25 lakh as long as no losses are carried forward.
- ITR-5 โย For entities like Partnership firms, LLPs, Associations of Persons (AOPs), Bodies of Individuals (BOIs), and co-operative societies. (Not meant for individuals, HUFs, or companies filing under ITR-7)
- ITR-6ย โย Used by companies that do not claim exemption under Section 11 (i.e., not involved in charitable or religious activities). – Must be filed electronically with digital signature.
- ITR-7 โย Applies to persons or organizations (including companies) required to file under Sections 139(4A) to 139(4D). Common filers include charitable trusts, political parties, research institutions, and educational institutions.
- ๐๐จ๐ ๐ข๐ง ๐ญ๐จ ๐ญ๐ก๐ ๐๐ง๐๐จ๐ฆ๐ ๐๐๐ฑ ๐๐จ๐ซ๐ญ๐๐ฅ
- Visit the official Income Tax of India portal at https://www.incometax.gov.in/.ย
- Use your PAN, password, and captcha to log in. The portal allows you to file e ITR, check your tax credit statements, and track status of your IT returns.
- ๐๐ซ๐-๐๐ข๐ฅ๐ฅ ๐๐ง๐ ๐๐ซ๐จ๐ฌ๐ฌ-๐๐ก๐๐๐ค ๐๐จ๐ฎ๐ซ ๐๐๐ญ๐
The portal will pre-fill certain details, but always:
- Match TDS, salary, interest income, and other figures with your documents.
- Rectify discrepancies before proceeding to file your ITR.
- ๐๐ฅ๐๐ข๐ฆ ๐๐๐๐ฎ๐๐ญ๐ข๐จ๐ง๐ฌ ๐๐ง๐ ๐๐ก๐๐๐ค ๐๐๐ฑ ๐๐ฎ๐
- Input deductions under 80C, 80D, home loan interest, HRA, etc.
- The system will calculate your final tax due.
- If you owe tax, pay via Challan 280 using net banking or directly on the Income Tax Portal.
- ๐๐ฎ๐๐ฆ๐ข๐ญ ๐๐จ๐ฎ๐ซ ๐๐๐ ๐๐ง๐ ๐-๐๐๐ซ๐ข๐๐ฒ
Once you submit your Income Tax Return ITR, e-verification is mandatory. You can e-verify using:
- Aadhaar OTP
- Net banking
- Bank account-based verification
- Demat account verification
Remember: The due date of filing ITR is typically 31st July for individuals (unless extended). For AY 2025-25, the filing date has been extended to 15 Sep 2025.
Filing early helps avoid last-minute errors or penalties.
- Benefits of Filing Income Tax Return
- Avoid penalties and interest on late filing.
- Get easy approval on loans and credit cards.
- Necessary for visa and immigration processes.
- Helps claim refunds on excess TDS or advance tax.
- Maintains compliance with the Income Tax of India laws.
Whether youโre filing through a CA or doing income tax return online filing yourself, timely compliance brings peace of mind. Donโt delay โ file e ITR today for a smoother financial future!
